Hun N. is married and resides with her husband and six children in Takeo Province, Cambodia, an area known for pre-angkorean temples. She is a farmer, earning an income of USD 2 per day. Her husband is a teacher, earning an income of USD 2.5 per day to help cover the family's expenses. Each month, the family has to spend USD 30 on food, USD 10 on the children’s education, and USD 45 on other necessary expenses. N. is requesting a loan of USD 400 to purchase a motorbike for the family's use. In the future, she would like to use any additional income to repair her house. This will be her first loan from CREDIT, a longstanding Kiva partner. N. appears in the photograph with her husband.
KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.
For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.