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Victoria Eloisa
Victoria Eloisa M. V. is 47. She is in a common-law marriage and lives with her partner and children in the Ventanas Canton, Los Rios province. She has 2 children.

The members of the V.R.C. 26 de Noviembre ["November 26th"] are located in the Las Blancas neighbourhood belonging to the Ventanas Canton. The members of this bank have long worked in short-cycle agricultural labour, sowing corn and rice.

Victoria Eloisa has worked in agriculture, sowing corn and rice, for five years. She buys her products in Agripac and sells them in the market in Ventanas.

She is requesting this loan to purchase agricultural tools and fertilizers for cultivating corn and rice. In supporting this loan, you will help her economically to supply her needs. She confronts challenges such as plagues, diseases and the varied climate. Her dream is to be able to finish her home.

She enjoys going out for walks with her family.
View original language description ↓
Victoria Eloisa M. V. tiene 47 años de edad, Vive en Unión Libre, vive con el compañero y con los hijos. En el Cantón Ventanas Provincia de los Ríos. Tiene 2 hijos.

Los miembros de la V.R.C. 26 DE NOVIEMBRE se encuentra ubicada en el Recinto Las blancas Perteneciente al Cantón Ventanas Esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz esta actividad llevan mucho tiempo haciéndolo.

Victoria Eloisa se dedica a la agricultura a la siembra de maíz, arroz desde hace 5 años. Compra sus productos en Agripac, y vende en la feria en Ventanas.

Solicita el crédito para la compra de insumos agrícolas y fertilizantes para el cultivo de maíz, arroz. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es poder terminar de arreglar la casa.

Le gusta salir de paseo con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Victoria Eloisa the purchase of agricultural supplies and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 5, 2011
Feb 1, 2011
Currency Exchange Loss:
Jun 15, 2011