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Khalida Muhammad Rafiq's Group
In this Group: Khalida, Mumtaz Bibi, Rehana Bibi, Nusrat Bibi
Khalida lives in Kamoki, a small city in Punjab, Pakistan, known for its agricultural industry. She lives there with her family in the area named Mor Amenabad in a two-roomed brick house. Khalida is 45 years old and married to M. R.. She has a 22-year-old son. Her husband operates a construction supplies business and his son also helps in this business. Khalida's husband has run this business for over 20 years and is well known due to the quality of his items and his good manner with customers.

Khalida herself is a talented lady who shares the financial burden with her husband by running an embroidery business. She has a number of customers in the neighboring areas who give her regular orders and she earns a good income by completing them on time. Khalida has applied for a loan from Kiva partner, Asasah, for her husband’s business. With the loan, he will buy construction supplies such as cement, bricks, sand etc. in bulk, which will help meet customers' needs and earn extra income.

Khalida is a regular loan user of Asasah and this is her second loan application. In her previous loan year, she paid her installments on time and never missed a single meeting.

Note: In the photo, the lady with a book (an Asasah Passbook) is Khalida.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $14,717,025
    Funds lent in using Kiva
  • 85.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Khalida Muhammad Rafiq's Group's $850 loan helped a member to buy construction supplies for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 10, 2011
Jan 17, 2011
Currency Exchange Loss:
Jan 15, 2012