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Kosar Sajid Ali's Group
In this Group: Kosar , Safia Bibi, Allah Rakhi, Musarat Kosar, Mumtaz Bibi
Kosar lives in Kamoki, which is a small city in Punjab, Pakistan, famous for its agricultural industry. She lives in the area named Mor Amenabad in a two-roomed brick house with her brother. Her husband works abroad and she doesn’t have any children yet. Kosar is a talented lady who owns and operates a sewing business from her home. Her customer base is her neighborhood. She receives orders from her neighbors and earns a good income by completing them on time.

Kosar's brother operates a fruit-selling business. He sells fruit from his four-wheeled cart by going to different areas of the community. Kosar helps her brother by arranging the fruits on the cart so he sells them easily. Kosar has applied for a loan from Kiva partner, Asasah, to expand her brother’s business. With the loan, he will buy fresh seasonal fruits for resale. He has been operating his business for the past 16 years and Kosar is confident that an investment will grow his business further. She is a regular loan user of Asasah and this is her second loan application. In her previous loan year, she established good credit behavior and never missed a meeting.

Note: In the photo, the lady with a book (an Asasah Passbook) is Kosar.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 360
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 85.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kosar Sajid Ali's Group's $1,050 loan helped a member to buy fresh seasonal fruits for fruit-selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 10, 2011
Jan 17, 2011
Currency Exchange Loss:
Jan 15, 2012