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Marliz Viviana
Marliz Viviana B. M., aged 22, lives in a common-law marriage with her husband in the canton of Ventanas in the province of Los Ríos. She has one child.

The members of the rural communal bank Nuevo Amanecer ("New Dawn") meet on the grounds of San Luís de Zapotal in the canton of Ventanas. This group of 12 members works in agriculture in short-cycle sowing of corn and rice.

Marliz Viviana is a farmer. She grows corn and rice. She buys her agricultural supplies from Agro Servicios San Jacinto and sells her products at the same place.

She applies for a loan to finance her sowing of corn and rice. She needs agricultural consumables and seeds. The loan will help her to pay for the required supplies. She faces challenges such as plagues, diseases and weather changes. Her dream is to enjoy well-being in her family. She likes having a lot of friends and going to the carnival festivities.
View original language description ↓
Marliz Viviana B. M. tiene 22 años, vive en Unión Libre con su esposo, en el Cantón Ventanas Provincia de los Ríos. Tiene 1 hijo.

Los miembros de la V.R.C. NUEVO AMANECER se encuentra ubicada en el recinto San Luís de Zapotal pertenece al Cantón Ventanas, esta ventanilla de 12 miembros se dedica a las labores agrícolas en ciclo corto de siembra de maíz, arroz.

Marliz Viviana se dedica a la agricultura a la siembra de maíz y arroz. Compra sus productos en Agro Servicios San Jacinto y vende en el mismo lugar.

Solicita el crédito para sembrar maíz, y arroz, compra de insumos y semillas. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener bienestar en su familia

Le gusta hacer muchos amigos, salir a la fiestas de carnaval

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $24,616,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Marliz Viviana to buy agricultural consumables and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 23, 2010
Feb 1, 2011
Currency Exchange Loss:
Jul 15, 2011