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Carlos Alfredo
Carlos Alfredo B. M. is 21 years old, single, and lives alone in Ventanas canton, in Los Rios province. He doesn't have any children.

The Nuevo Amanecer (New Dawn) community bank is located in San Luís de Zapotal neighborhood, in Ventanas canton. This community bank has 12 members who all work in short-cycle agriculture, growing corn and rice.

Carlos Alfredo is a farmer who grows corn and rice. He buys his products in Ecua-química and sells his products in the same place. He is requesting this loan so that he can sow his corn and rice. He will buy supplies and seeds. The support of this loan will help him to financially cover his needs. He faces challenges in his work such as pests, plant diseases and changes in the weather. His dream is to own his own business.

Carlos Alfredo enjoys watching movies and going out to parties.
View original language description ↓
Carlos Alfredo B. M. tiene 21 años, es soltero, vive solo en el Cantón Ventanas Provincia de los Ríos. No Tiene hijos.

Los miembros de la V.R.C. NUEVO AMANECER se encuentra ubicada en el recinto San Luís de Zapotal pertenece al Cantón Ventanas, esta ventanilla de 12 miembros se dedica a las labores agrícolas en ciclo corto de siembra de maíz, arroz.

Carlos Alfredo se dedica a la agricultura a la siembra de maíz y arroz. Compra sus productos en Ecua-química y vende en el mismo lugar.

Solicita el crédito para sembrar maíz, y arroz, compra de insumos y semillas. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener su propio negocio.

Le gusta ver películas, salir a las fiestas

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Carlos Alfredo to buy supplies and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 23, 2010
Listed
Feb 1, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2011