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José Cristóbal
José Cristóbal G. B. is 45 years old and lives with his common-law wife in Ventanas canton, in Los Rios province. He has four children: 21 year-old Cintya, 15 year-old Alexander, 12 year-old Jonathan and 11 year-old Jordán.

The Nuevo Amanecer (New Dawn) community bank is located in San Luís de Zapotal neighborhood, in Ventanas canton. This community bank has 12 members who all work in short-cycle agriculture, growing corn and rice.

José Cristóbal is a farmer who grows corn, soy and rice. He buys his products in Agro Servicios, in San Jacinto and sells his products in the same place.

José Cristóbal is requesting this loan so that he can sow his corn, soy and rice. He will buy supplies and seeds and pay workers. The support of this loan will help him to financially cover his needs. He faces challenges in his work such as pests, plant diseases and changes in the weather. His dream is to own his own vehicle.

José Cristóbal likes taking part in sports, playing soccer.
View original language description ↓
José Cristóbal G. B. tiene 45 años, vive en Unión Libre con su esposa, en el Cantón Ventanas Provincia de los Ríos. Tiene 4 hijos Cintya de 21 años, Alexander 15 años Jonathan 12 años y Jordán de 11 años.

Los miembros de la V.R.C. NUEVO AMANECER se encuentra ubicada en el recinto San Luís de Zapotal pertenece al Cantón Ventanas, esta ventanilla de 12 miembros se dedica a las labores agrícolas en ciclo corto de siembra de maíz, arroz.

José Cristóbal se dedica a la agricultura a la siembra de maíz soya y arroz. Compra sus productos en Agro Servicios San Jacinto y vende en el mismo lugar.

Solicita el crédito para sembrar maíz, soya y arroz, compra de insumos y semillas, pago de trabajadores. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener su propio vehiculo

Le gusta hacer deporte jugar futbol.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $23,432,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Cristóbal to buy supplies and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 22, 2010
Listed
Feb 1, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2011