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El Esfuerzo Group
In this Group: Jose Mario, Jose Dilmer , Claudia Lorena
The "El Esfuerzo" (Effort) group is comprised of three people who have a great desire to succeed. They have different business activities which are the following:

Mr. Dilmer T. is 30 years old and he sells firewood which he recovers from the sea. With his motorboat he pulls mangled tree remains out of the sea to be sold in neighborhoods around San Lorenzo. He plans to use the loan to repair his motorboat which is the soul of his business.

Don Jose Mario C. lives in a common-law situation with Mrs. Glenys Godines and they have two children. They live very modestly and he has plans to develop his business. For a year now he has been operating a grocery store out of his home where he sells all kinds of staple products.

Doña Claudia M. is a single mother and works hard to provide an income for her family which lives very modestly. She has an 8-year-old son. Claudia buys and sells new clothing. She works on a door-to-door basis in the neighborhoods and colonies in the city of San Lorenzo. She offers underwear, pants, shirts, nightgowns, blouses, and skirts.

All of the members are in need of a loan in order to further their business and take care of their families.
View original language description ↓
el grupo El Esfuerzo esta integrado por tres personas con un gran deseo de salir adelante, ellos se dedican a negocios diferentes y a continuacion se detallan las diferentes actividades que ellos realizan:

el señor Dilmer T. tiene 30 años de edad, se dedica a la compra y venta de leña en raja, esta leña la extrae del mar, el Mangle que ya no sirve como arbol lo saca del mar con una lancha y lo trae para venderlo en los barrios pulperias de la zona de San Lorenzo. el credito lo utilizara para la reparacion de su lancha que es el alma de su negocio.

don Jose Mario C. es un hombre que vive en union libre con la señora Glenys Godines con quien tiene dos hijos, viven humildemente y nos comento de sus planes que tienen para sacar adelante su negocio, el credito lo utilizara para surtir su pulperia que tiene en su casa, aqui vende de todo tipo de productos para el consumo diario, desde hace 1 año esta creciendo poco a poco con su negocio.

doña Claudia M. es madre soltera y trabaja muy duro para sacar adelante a su familia, tiene un hijo de 8 años, viven humildemente. Claudia se dedica a la compra y venta de ropa nueva, se traslada de casa en casa en los barrios y colonias de la ciudad de San Lorenzo, vendiedo ropa interior, pantalones, camisas, cameras, blusas, calsonetas, faldas.

todos necesitan el credito para sacar adelante sus negocios y sus familias.

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 85
    View loans »
    Honduras Loans Fundraising
  • $8,841,950
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of El Esfuerzo Group's $1,025 loan helped a member to buy motoboat repair parts, clothing, firewood, beans, rice, sugar, margarine, oil, bread, coffee, salt, cookies, softdrinks, corn and wheat flour.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 2, 2011
Jan 19, 2011
Currency Exchange Loss:
Nov 15, 2011