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Carlos Armando
Carlos Armando B. C. is 22 years old, single, and lives with his parents in Ventanas canton, in Los Rios province. He doesn't have any children.

The Valle Alto community bank is located in Voluntad de Dios, in Ventanas canton. The members of this community bank work in short-cycle agriculture, growing corn and rice.

Carlos is a farmer who grows corn and rice. He buys and sells his products in the Peña shopping center in Ventanas, he also sells his products from his home or in Ventanas market every day.

Carlos is requesting this loan so that he can sow his corn. He will buy supplies and seeds. The support of this loan will help him to financially cover his needs. He faces challenges in his work such as pests, plant diseases and changes in the weather. His dream is to own his own home and car, to improve his farming and to always be together with his family.

Carlos likes taking part in sports and chatting with his friends.
View original language description ↓
Carlos Armando B. C., tiene 22 años, es soltero, vive con los padres en el cantón Ventanas Provincia de los Ríos. No Tiene hijos.

Los miembros de la V.R.C. VALLE ALTO se encuentra en el recinto Voluntad de Dios, pertenece al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto a la siembra de maíz y arroz.

Carlos se dedica a la agricultura a la siembre de maíz y arroz, compra y vende los productos en ventanas en comercial Peña y vende en la casa o en el mercado de ventadas todos los días.

Solicita el crédito para sembrar maíz, compra de insumos y semillas. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener casa carro y mejorar la agricultura y estar siempre junto a la familia.

Le gusta hacer deporte y conversar con los amigos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Carlos Armando to buy supplies and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 22, 2010
Listed
Feb 1, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2011