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Ana Rosa
Ana Rosa G. V. is 23 years old, she lives in a common-law marriage with her partner in Ventanas, a canton of the Los Ríos province, and she has 2 children.

The V.R.C. Divino Niño (Divine Child Communal Bank) is located in the Estero Lindo precinct, located in the Ventanas canton; it is composed of 12 members who engage in short-cycle agricultural labor, growing crops like maize and rice.

Ana Rosa engages in agriculture, growing maize, cocoa and rice. She buys her products in the Farma-Agro and sells them in the same place.
The loan she is requesting will be used to sow maize and rice by buying supplies and seeds. The loan will help her economically, as thanks to it she will fulfill her needs, as well as face challenges such as pests, illnesses and climate changes. She dreams of owning a house.

She likes watching television.
View original language description ↓
Ana Rosa G. V. tiene 23 años, vive en Unión Libre con su esposo en el Cantón Ventanas Provincia de los Ríos. Tiene 2 hijos.

Los miembros de la V.R.C. DIVINO NIÑO se encuentra ubicada en el recinto Estero Lindo pertenece al Cantón Ventanas, esta ventanilla de 12 miembros se dedica a las labores agrícolas en ciclo corto de siembra de maíz, arroz.

Ana Rosa se dedica a la agricultura a la siembra de maíz cacao y arroz. Compra sus productos en Farma-Agro y vende en el mismo lugar.

Solicita el crédito para sembrar maíz, y arroz, compra de insumos y semillas. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener una casa

Le gusta ver televisión.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,837,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Ana Rosa to buy supplies and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 24, 2010
Listed
Feb 1, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2011