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François H. is a mechanic and has been a client of ACB since 2007. He is 49 years old, and he has 3 children between the ages of 7 and 14 years old. He has a primary school education, and all of his children go to school. He is going to use his loan to purchase doors, windows and cement for the construction of his house. His strategy to improve the affair is to better his construction project in order to have a decent house. He would like to have his own house and to pay for the educational costs of his children.
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François H. est mécanique, et client d’ACB depuis 2007. Il a 49 ans, et il a 3 enfants entre 7 ans et 14 ans. Il a une éducation d’école primaire, et tous ses enfants vont à l’école. Il va utiliser son prêt pour l’achat des portes, fenêtres, et ciments pour la construction de sa maison. Sa stratégie pour la croissance de l’affaire est d’améliorer son projet de construction pout avoir une maison propre. Il voudrait avoir une propre maison, et payer les frais scolaires pour ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Rwanda

  • $1,700
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Francois purchase of doors, windows, cement.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 7, 2011
Jan 17, 2011
Currency Exchange Loss:
Nov 15, 2011