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Norn P., 26, is married and resides with her husband and two children in Phnom Penh City, Cambodia, an area known for the most populate city in the country. She sells groceries, earning an income of USD 5 per day. Her husband is a blacksmith earning an income of USD 5 per day to help cover the family expenses. Each month, the family has to spend USD 105 on food, 15 on the children’s education, and USD 45 on other necessary expenses. P. is requesting a loan of USD 1000 to purchase more groceries to stock the store. In the future, she would like to use any additional income to purchase more groceries to expand her business. This will be her first loan from CREDIT, a longstanding Kiva partner.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 306
    View loans »
    Cambodia Loans Fundraising
  • $37,569,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Norn buy more groceries to stock the store.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Dec 30, 2010
Jan 17, 2011
Currency Exchange Loss:
Aug 16, 2011