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Ma. Theresa
Ma. Theresa A. is from the village of Libertad Bajo, Sinacaban, Misamis Occdental. She is 52 years old, widowed and has ten adult-aged children. To make a living, Ma. Theresa owns and operates a business venture in the agriculture sector planting and harvesting a variety of vegetables for sale. Ma. Theresa has been engaged in her business for over two years and earns approximately 2,000 PHP per month from these activities.

In 2010, Ma. Theresa joined Kiva partner, GDMPC, to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 5,000 PHP from GDMPC. Ma. Theresa is requesting a new loan of 7,000 PHP, which will be used to purchase fertilizers such as manure. This loan will be her second from GDMPC. She plans to use the additional revenue generated from the business to improve and expand her business.


GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three units offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolk and small entrepreneurs.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 1821
    View loans »
    Philippines Loans Fundraising
  • $60,929,450
    Funds lent in using Kiva
  • 44.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Ma. Theresa to purchase fertilizers such as manure.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 14, 2011
Jan 17, 2011
Currency Exchange Loss:
Aug 15, 2011