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Mr. Pen Bros Village Bank Group
In this Group: Pen, Khut, Chheng, Seng, Yein, Khut, Muong, Uon, Meas, Tep, Orn, Pen, Chandora
This village bank loan consists of thirteen people in Thnoas village in Takeo province. They will use their portion of the loan for different purposes in order to improve their families' living.
Mr. Pen B. is a village bank president who has been selected by the other members. He was born in 1972. He is a widower with four children, three of whom are studying in local public school, but the other one is too small to work or study. He is a farmer who owns a half-hectare plot of land where he grows rice to sell in order to support his family. Besides farming, he is a laborer and rock breaker, too. He does very hard work, and yet he can earn only a little income. So Mr. Pen B. is applying for a loan to buy two piglets for breeding as well as pig food, to start a new business. With the rest of the loan, he is going to pay his children’s school fees.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 56
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,040.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mr. Pen Bros Village Bank Group's $2,100 loan helped a member to buy two piglets and pig food, for breeding.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 27, 2010
Feb 1, 2011
Currency Exchange Loss:
Jan 4, 2012