Mrs. Em M. is a villager in Thmei village in Takeo province and she is 50 years old. She is a farmer who owns a plot of land where she grows rice to sell to support her family while her husband, Mr. Hen Ros, is a palm juice collector who is able to earn some money from selling sugar palm and he is a coconut and fire wood seller, too. In the plantation, she has some problem because it is time for plow, so she needs two oxen for plow. To improve this purpose, Mrs. Em M. is asking for a loan to buy two oxen for plow. She is a mother of a child who is too young to work or study.
Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.