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Heydi Patricia
Heydi is a small-scale merchant. Thanks to her dedication and work, she has been making better profits from her work.
Her business is selling lubricants and washing cars. She has invested in more lubricants thanks to this loan from Afodenic. There are times when sales are low, but she hasn't stopped selling. She still lives with her parents, who have always supported her in everything. She is very grateful for this.
She will use this new loan to purchase lubricants and filters in order to keep making better sales. Her goal is to increase her inventory every day in order to strengthen her business.
View original language description ↓
Heydi es una pequeña comerciante, que gracias al empeño y trabajo ha venido logrando mejores utilidades en su trabajo.
Su negocio es la venta de lubricantes y auto lavado, en donde ha invertido en más productos de lubricantes gracias al financiamiento que Afodenic, dio.
Hay día en que las ventas son bajas, pero no se deja de vender, aun vive con sus padres quienes han apoyado en todo hasta ahora, lo que es para ella una gran satisfacción.
Con este nuevo financiamiento comprara lubricantes y filtros para seguir obteniendo mejores venta. Como objetivo es aumentar su inventario cada dia para fortalecer su negocio.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,749,225
    Funds lent in using Kiva
  • 21.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Heydi Patricia she will invest in lubricants and filters, which she sells in her carwash business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 10, 2011
Feb 1, 2011
Currency Exchange Loss:
Oct 15, 2011