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José Manuel
José Manuel C. Q., age 39 años, is a widower. He lives with his children in the Ventanas Canton, Los Rios province. He has 4 children.

The members of the V.R.C. Narcisa de Jesus are located in the San Temistocles region, belonging to the Ventanas Canton. This region is dedicated to short-cycle agricultural labour, sowing corn and rice.

Jose works in agriculture, sowing corn and rice. He buys and sells his products in stalls in the Peña shopping center and also sells them at home or in the market every day.

He is requesting this loan for sowing corn and buying supplies and seeds. The support of this loan will help him economically to supply his needs. He confronts challenges such as plagues, diseases and the varied climate. His dream is to buy a car.
He enjoys watching television.
View original language description ↓
José Manuel C. Q., tiene 39 años, es viudo, vive con los hijos en el Cantón Ventanas Provincia de los Ríos. Tiene 4 hijos.

Los miembros de la V.R.C. NARCISA DE JESUS se encuentra ubicada en el recinto San Temistocles perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto de siembre de maíz y arroz.

José se dedica a la agricultura a la siembre de maíz y arroz, compra y vende los productos en ventanas en comercial Peña y vende en la casa o en el mercado de ventadas todos los días.

Solicita el crédito para sembrar maíz, compra de insumos y semillas. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprar un carro.

Le gusta ver televisión.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped José Manuel the purchase of supplies and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 21, 2010
Listed
Feb 1, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2011