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Miguel Hernán
Miguel Hernán A. C. is 35 years old. He is in a common-law marriage; he and his wife live in the Ventanas canton in the Los Ríos province. He has two children of different ages.

The members of the Ciudadela Los Ángeles Communal Bank are located in the Los Ángeles neighborhood in the Ventanas canton. This bank has 14 members who devote themselves to growing short cycle corn.

Miguel Hernán grows corn. He buys his products in Ecua-Agro, and he sells them at the same place.

He is requesting a loan to plant corn and to buy supplies and seeds. The loan will help him financially so that he can get his necessities. He faces challenges like pest infestations, diseases, and climate changes.

His dream is to have his own house.

He likes making friends and being sociable.
View original language description ↓
Miguel Hernán A. C., tiene 35 años, vive en unión libre con su esposa, en el Cantón Ventanas Provincia de los Ríos. Tiene 2 hijos de diferentes edades

Los miembros de la V.R.C. CIUDADELA LOS ANGELES se encuentra ubicada en el recinto Los Ángeles, pertenece al Cantón Ventanas, esta ventanilla de 14 miembros se dedica a las labores agrícolas en ciclo corto de siembra de maíz.

Miguel Hernán se dedica a la agricultura a la siembra de maíz, Compra sus productos en Ecua - Agro y vende en el mismo lugar.

Solicita el crédito para sembrar maíz, compra de insumos y semillas. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener una casa propia

Le gusta hacer amigos y ser sociable.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,193,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Miguel Hernán to buy supplies and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 21, 2010
Listed
Feb 1, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2011