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Alfredo Javier
Alfredo Javier M. Z. is 40, married and lives with his wife in the Ventanas Canton, Los Rios province. He has 3 children.
The members of the V.R.C. Tierra Nuestra ["Our Land"] are located in the San Luis de Zapotal region, belonging to the Ventanas Canton. The 14 members of this community bank work in short-cycle agriculture sowing corn and rice.
Alfredo Javier works in agriculture, sowing corn, cocoa, soy and rice. He purchases his products in Ecua-Agro and sells them in the same location.
He is requesting this loan for sowing corn and rice, and for buying supplies and seeds. The support of this loan will help him economically to supply his needs. He confronts challenges such as plagues, diseases and the varied climate. His dream is to improve his home and for his children to study.
He enjoys playing a lot of sports.
View original language description ↓
Alfredo Javier M. Z. tiene 40 años, es casado, vive con su esposa en el Cantón Ventanas Provincia de los Ríos. Tiene 3 hijos.

Los miembros de la V.R.C. TIERRA NUESTRA se encuentra ubicada en el recinto San Luís de Zapotal pertenece al Cantón Ventanas, esta ventanilla de 14 miembros se dedica a las labores agrícolas en ciclo corto de siembra de maíz, arroz.

Alfredo Javier se dedica a la agricultura a la siembra de maíz, cacao, soya y arroz. Compra sus productos en Farma-Agro y vende en el mismo lugar.

Solicita el crédito para sembrar maíz cacao, y arroz, compra de insumos y semillas. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es mejorar su vivienda y que sus hijos estudien.

Le gusta hacer mucho deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $24,193,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Alfredo Javier the purchase of supplies and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 23, 2010
Listed
Feb 1, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2011