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Karem Lisbeth
Karem Lisbeth G. C. is 20 years old and lives with her parents in the Ventanas district of Los Ríos province. She is single and doesn't have any children.

The members of Tierra Nuestra V.R.C. (rural loan group) are located in San Luís de Zapotal, an area in Ventanas. The group consists of 14 members who farm maize and rice during the short planting season.

Karem is a farmer and plants maize and rice. She buys inputs from Ecua-Agro and sells her harvest there as well. She is requesting this loan to buy seed and supplies. The income generated through this loan will help her cover her basic expenses. Karem struggles with pests, crop diseases, and the unpredictable weather. Karem enjoys exercise and her dream is to have a better quality of life.
View original language description ↓
Karem Lisbeth G. C. tiene 20 años, es soltera, vive con sus padres en el Cantón Ventanas Provincia de los Ríos. No Tiene hijos

Los miembros de la V.R.C. TIERRA NUESTRA se encuentra ubicada en el recinto San Luís de Zapotal pertenece al Cantón Ventanas, esta ventanilla de 14 miembros se dedica a las labores agrícolas en ciclo corto de siembra de maíz, arroz.

Klever Antonio se dedica a la agricultura a la siembra de maíz, y arroz. Compra sus productos en Ecua - Agro y vende en el mismo lugar.

Solicita el crédito para sembrar maíz, y arroz, compra de insumos y semillas. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener un mejor nivel de vida.

Le gusta hacer ejercicios

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 101
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Karem Lisbeth purchase of seed and supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 23, 2010
Feb 1, 2011
Currency Exchange Loss:
Jul 15, 2011