Touch Y. has spent her life cultivating crops. This is a skill she learned from her grandparents when she was young. She is now married and has five kids, three of whom are married while the others are single. Two of them are working in various jobs and have a regular salary every month.
Frequently her husband works in the farm fields alongside her. Growing crops is an annual action with which she has had great success. She is able to plant the crops at least twice a year by following both rainy and dry seasons.
This is the time for preparing dry-season rice fields, but Touch Y. doesn’t have enough capital yet to use on her farm. She is asking for a loan to use for hiring a plow for her farmland and to purchase fertilizers and insecticides.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.