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Las Pauteñitas (Cuenca) Group
In this Group: María Transito, Jessica Eva, Gloria Ines, Ana María, María Jesús, Blanca Rosario, Rosa Martha, Angel Vicente*, Juan Bautista, Digna Isabel
* not pictured
The Pauteñita communal bank has 10 members, 8 women and 2 men, who struggle daily in their work to improve their home economies. They are very cheerful people who always look at life with optimism. They live in Paute canton which is notable for its mild weather. Most of its residents raise animals and are farmers.

Ana L. is a member of the Pauteñitas communal bank. She lives in Paute canton in the Jardines de Paute neighborhood. This is the first loan she’s negotiated with the communal bank and she was invited to become part of the group by her mother. She is 23 years old, single and lives with her parents who own their house.

Ana is a professional. She’s been a teacher for a year and two months. She teaches in a little school Monday through Friday from 7:30am until noon.

She will use the money from her loan to buy a computer she needs for her work. Her goal is to get her Bachelor’s Degree.

Blanca C. is a member of the Pauteñitas communal bank. She lives in the Uzhuputh neighborhood of Paute canton. She’s 41 years old, married and has 6 children who are 20, 17, 15, 12 and 5 years of age; her youngest child is barely a month old. The oldest three work to meet their personal expenses and got to high school at a distance. Her fourth son is in school and her fifth child is in a local kindergarten. Her husband works in farming. They do not own a house of their own; they live as caretakers on a ranch.

Blanca has cared for this ranch for the last 20 years. She works farming and tending to the gardens. She also manufactures ice-cream and sells fruit at a local school. She’s been in this activity for 18 years and sells from Monday through Saturday.

This is her first loan. She was invited to join the communal bank by a girl friend. She will use the money from the loan to buy fruit and other ice-cream making ingredients. Her dream is to have a house of her own.
View original language description ↓
El banco comunal Pauteñita esta formado por 8 socias y 2 socios quienes en sus trabajos luchan día a día para mejorar la economía de sus hogares, son personas muy alegres y siempre ven la vida con optimismo. Viven por el cantón Paute, este cantón se caracteriza por su clima templado, su gente en su mayoría se dedica a la agricultura y cría de animales.

La Señorita Ana L. es socia del banco comunal Pauteñitas, vive en el cantón Paute en el sector Jardines de Paute, es su primer crédito que realiza en el banco comunal y fue invitada por su mamá a formar parte de este grupo.
Tiene 23 años de edad, es soltera y vive con sus padres quienes tienen una casa propia.
La Señorita Ana es una profesional y se dedica a la docencia hace un año y dos meses, labora dictando clases en una escuelita, trabaja de lunes a viernes desde las 7 y media de la mañana hasta las 12 y media del medio día.
El dinero de su crédito lo va a invertir en la compra de una computadora que le hace falta para su trabajo. Su meta es obtener su titulo de licenciatura.

La Señora Blanca C. es socia del banco comunal Pauteñitas, vive por el sector de Uzhuputh que pertenece al cantón Paute, tiene 41 años, es casada y tiene 6 hijos de 20, 17, 15, 12, 5 años de edad y su ultimo hijo de apenas un mes de nacido, sus tres primeros hijos se dedican a trabajar para sus gastos y estudian en un colegio a distancia, su cuarto hijo estudia en el colegio y su quinto hijo está en un jardín de infantes del sector. Su esposo labora en la agricultura, no tienen casa propia por lo que viven cuidando una quinta.
Doña Blanca se dedica al cuidado de una quinta hace 20 años en donde trabaja en la agricultura y arreglo de los jardines, también se dedica a elaborar helados y venta frutas en un colegio del sector, esta actividad la realiza hace 18 años, vende de lunes a sábados.
Este su primer crédito y fue invitada por una amiga a formar parte del banco comunal, el dinero de su crédito lo va a invertir en la compra de frutas y mas productos para la elaboración de sus helados. Su sueño es tener su casa propia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Las Pauteñitas (Cuenca) Group's $2,475 loan helped a member to buy fruit, ice-cream making ingredients and a computer.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 28, 2010
Listed
Jan 13, 2011
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2011