Fernando currently works from 11.00am to 12.00am every day in the streets of Guayaquil. He has a lot of aspirations to keep working and, for this reason, he works every day. In the future, he has aspirations to improve himself but, for now, he would like to fix up his house, buying blocks and cement. He is thinking, in the not-too-distant future, of buying a bus and becoming a member of a drivers' cooperative.
En la actualidad trabaja desde las 11h00am hasta las 12h00pm todos los días recorriendo las calles de Guayaquil. Tiene muchas aspiraciones para seguir trabajando por eso está trabajando todos los días.
En el futuro tiene muchas aspiraciones de superación pero por ahora quiere arreglar su casa comprando bloques, cemento. Tiene pensado en un tiempo no muy lejano comprar un bus para ingresarlo a una cooperativa.
About Banco D-MIROBanco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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