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Maria Del Carmen
María lives in El Guasmo de Guayaquil, an urban zone, with her husband. She sells food from a small locale to various people. This has helped her improve family income.

She started preparing food with her husband’s help until she managed to acquire a small dining room. Buying foodstuffs like rice, beans and sugar she starts to prepare meals starting very early that she then delivers with help from her husband. She has a lot of hopes for the future so wants to continue with her business by buying rice, beans and meats.

In the future she wants to have a restaurant to improve her family income.
View original language description ↓
María vive en el Guasmo de Guayaquil una zona urbana con su esposo. Reparte comida en un pequeño local, a diferentes personas el cual le ha ayudado a mejorar los ingresos de su familia.

Empezó repartiendo comida con la ayuda de su esposo hasta que consiguió tener un pequeño comedor. Comprando víveres como arroz, frejoles, azúcar y comienza a preparar la comida desde muy temprano hasta que reparte los almuerzos con ayuda de su esposo. Tiene muchas aspiraciones para el futuro por eso quiere continuar con su negocio comprando arroz, frejoles, carnes.

En el futuro quiere tener un restaurante para poder mejorar los ingresos del su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 78
    View loans »
    Ecuador Loans Fundraising
  • $25,065,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Del Carmen for rice, beans and meats.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 14, 2010
Jan 13, 2011
Currency Exchange Loss:
Jan 15, 2012