With a view to having a good working capital and buying large quantities of goods, they decided to join the microfinance institution, Soro Yiriwaso. Some of the women, such as Adiara C., aim to trade in clothes and shoes. They are on their fifth group loan and all the previous loans have been repaid in full.
With this loan, Adiara C. is planning to buy 40 pairs of differing quality shoes for women and children. She gets her supplies from wholesalers in Bamako to resell them retail and wholesale, for cash and on credit in the market at Bougouni. With this loan Mrs C. is hoping to make a monthly profit of 70,000FCFA, which will be used for her business.
Dans le souci d’avoir un font de roulement et faire beaucoup d’achat, elles ont décidé d’adhérer à l’institution de microfinance Soro Yiriwaso et cela pour faire le commerce d’habits et de chaussures tel ADIARA C..
Elles sont à leur cinquième prêt de groupe et tous les prêts précédents ont été correctement remboursés.
Avec ce prêt ADIARA C., compte acheter, 40 paires de chaussures de qualités différentes pour les femmes et les enfants.
Elle s’approvisionne auprès des grossistes de Bamako pour les revendre en détail et en gros, au comptant et à crédit, dans le marché de Bougouni.
Avec ce prêt ADIARA C. espère réaliser un bénéfice mensuel de 70.000 FCFA qui sera utilisé dans leurs activités.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid