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Sylvere is 31 years old and single. He takes care of two relatives who are 12 and 16 years old.

Sylvere is a self-employed businessman. He sells a variety of goods, such as cosmetics products and foodstuffs (bread, rice, sugar, cooking oil, etcetera). His shop is open from 6 a.m. until 7 p.m. daily. He employs two people to help him.

Sylvere has now requested a Kiva loan via Vision Finance Company in order to purchase a large quantity of bread, sugar and rice, as they are in high demand. With this large quantity, he will also start wholesaling. In doing so, Sylvere hopes to earn more profits which in turn will allow him to renovate his house and continue paying school fees for his two relatives.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 11
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 600.0
    Rwanda Francs (RWF) = $1 USD