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Julio Daniel
Julio Daniel C. M. is 28 years old. He lives with his common-law wife in Ventanas canton, in Los Ríos province. He has three children.

The 'Tierra Nuestra' (Our Land) community bank is located in San Luís de Zapotal district, in Ventanas canton. The bank has 14 members who work in short-cycle agriculture, growing corn and rice.

Julio Daniel grows corn, cacao, soya and rice. He buys his products in Ecua - Agro and sells in the same place. He is requesting this loan to grown corn and rice, to buy supplies and seeds. The support of this loan will help him to financially cover his needs. He faces challenges such as insect infestations, diseases and changes in the weather. His dream is for his children to study and for them to be all right.

Julio Daniel likes taking part in sports.
View original language description ↓
Julio Daniel C. M. tiene 28 años, vive en Unión Libre con su esposa en el Cantón Ventanas Provincia de los Ríos. Tiene 3 hijos de diferentes edades.

Los miembros de la V.R.C. TIERRA NUESTRA se encuentra ubicada en el recinto San Luís de Zapotal pertenece al Cantón Ventanas, esta ventanilla de 14 miembros se dedica a las labores agrícolas en ciclo corto de siembra de maíz, arroz.

Julio Daniel se dedica a la agricultura a la siembra de maíz, cacao, soya y arroz. Compra sus productos en Ecua - Agro y vende en el mismo lugar.

Solicita el crédito para sembrar maíz, y arroz, compra de insumos y semillas. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es que sus hijos estudien y esten bien

Le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 69
    View loans »
    Ecuador Loans Fundraising
  • $24,622,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Julio Daniel to buy supplies and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 23, 2010
Feb 1, 2011
Currency Exchange Loss:
Jul 15, 2011