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Irina is a widow who lives in the town of Berdichev with her 17-year-old daughter Anna. She makes a living selling women’s lingerie, hats, scarves and gloves in her town's busy central market. She is known for being friendly to her customers and very good at choosing the items that work best for each of them, which is why people keep coming back for new items. She has invested about 50,000 Grivnyas in her business since starting it many years ago.

Irina is applying for a loan of 15,000 Grivnyas to buy more items to sell to her customers, especially a wider assortment of winter items such as gloves and hats. She believes this will be a very good way to increase her revenue and earn a larger income for herself and her daughter. In time, she hopes to open a second location for her store.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,342,700
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Irina to buy more items to sell to her customers.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 14, 2010
Jan 13, 2011
Currency Exchange Loss:
Nov 15, 2011