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Santos Cecilia
Santos Cecilia A. D. R., 50, lives in San Salvador department with her husband and a son. Santos is a very responsible person who sells perfumes, body and hair creams, different cosmetics and home appliances like juicers and ovens. She sells both from home and as a street vendor door to door among neighbors, acquaintances and people she knows and trusts. Profits are quite stable so she’d like to invest more.

She is asking for a loan that will permit her to buy a larger amount of cosmetics and personal care creams as well as electric appliances which are not easy for her to get because most of her sales are on credit so she doesn’t always have cash available to increase stock. This is why she expects this loan to make it possible for her to have everything she needs to improve sales available.
View original language description ↓
Santos Cecilia A. D. R. D. 50 años D. edad, resiD. en el departamento D. San Salvador, lugar en el cual vive junto a su esposo y un hijo. Santos es una persona muy responsable, quien se dedica a la venta D. perfumes, cremas para el cuerpo y el cabello, diferentes cosméticos, así mismo comercializa electrodomésticos como: extractores D. jugo, y hornos. Sus ventas las realiza en su hogar y así mismo D. forma ambulante, ya que ella ofrece sus productos D. casa en casa con vecinos, y amigos y personas D. confianza, sus ganancias son muy estables, razón por la que desea invertir más. Santos solicita un préstamo por medio del cual pueda comprar mayor cantidad D. cosméticos y cremas para el cuidado personal, así mismo para comprar electrodomésticos, los cuales no es muy fácil para ella obtenerlos ya que la mayoría D. sus ventas son a crédito, por lo que no siempre cuenta con el dinero necesario para aumentar sus productos. Es así como por medio D. dicho préstamo ella espera contar con todo lo necesario para mejorar sus ventas.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 743
    View loans »
    El Salvador Loans Fundraising
  • $26,264,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $525 helped Santos Cecilia to buy cosmetics and home appliances to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 20, 2010
Jan 12, 2011
Currency Exchange Loss:
Apr 15, 2012