Pedro lives in his own home in the district of Villa Exaltacion within the city of El Alto. He is married and he has three children. Pedro is retired and he lives from his investments and his pension. His wife is a housewife. They support themselves through these two incomes. With a past loan he carried out renovations to a bathroom in his home. He requests a new loan to build a garage for his house. He is very happy with the loans he has received.
His previous history qualifies him to access a new loan and he is considered to be a good client.
Pedro vive en casa propia en la zona de Villa Exaltación, de la ciudad de El Alto, es casado y tiene tres hijos. Pedro es jubilado rentista y a la vez trabaja en una pensión y su esposa es ama de casa, con los ingresos que obtiene se mantienen; con un anterior crédito realizó la refacción del baño de su casa. Ahora requiere un nuevo crédito para la construcción de un garage en su casa. El señor se encuentra satisfecho con los créditos que le otorgamos.
Por su antecedente histórico califica para obtener un nuevo crédito, se considera buen cliente.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.