Chhay H., age 40, is a married woman who earns her living by buying rice in bulk at a reasonable cost. She sells her rice to people to earn her income. Usually, Chhay H. generates an income, on average, of $8 per day to ensure that her family has a comfortable standard of living. She has been married for many years to Boeum Chal, 40, a horse cart driver. They have four children: three are single, one is married, and lives separately. Chhay H. is concerned in that she has one son who doesn’t have an occupation yet. To encourage her son, Chhay H. would like to request a loan for her son to buy a horse and cart for running a new career.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.