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Subgroup C Of Group Tujikwamue Ukonga
In this Group: Mohamed, Mariamu, Rabia, Joyce, Khadija, Mery, Jane
Mohamed, age 37, is married and has 2 children (14 and 7 years old). His brother-in-law’s children (16 and 17) also live with them. In 1991, Mohamed started two different businesses - used clothing and tomato sales. As a part of his tomato business, Mohamed buys a box of tomatoes at US$9-14, depending on the market price, and sells it with a daily profit of US$6-7. In his other business, Mohamed buys each piece of used clothing at about US$2-3 and manages to earn a daily profit of about US$9. He uses his combined profits to increase the stock of both businesses and to pay school fees for his children. In addition, he employs an assistant to help with both businesses.

Mohamed is the leader of Subgroup C of group Tujikwamue Ukonga (Tujikwamue meaning “progressing from one stage to another” in Swahili, and Ukonga being the location), which totals 55 members. He will be sharing this loan with his subgroup members: Mariamu S. (fish sales), Rabia A. (fish and market sales), Joyce D. (market sales), Khadija A. (clothing and charcoal sales), Mery M. (clothing sales), and Jane V. (market sales). Mohamed knows his subgroup well, as they are all neighbors and have shared 2 previous loans from Tujijenge Tanzania, which they paid back successfully.

Mohamed used the previous loans to buy more stock of used clothing and tomatoes. With this new loan, he plans to once again purchase more used clothing.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 41
    View loans »
    Tanzania Loans Fundraising
  • $14,890,625
    Funds lent in using Kiva
  • 1,178.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Subgroup C Of Group Tujikwamue Ukonga's $1,725 loan helped a member business expansion.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 21, 2007
Dec 6, 2007
Currency Exchange Loss:
Apr 21, 2008