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Esperance is 28 years old, married with four children who are aged between four and ten. Two of her children go to school while others are still young. Her husband works with her as well. Esperance sells different items in her shop such as cooking oil, salt, soap, sweets and onions. She has been doing this business for a period of eight years. She praises her business that contributed much to satisfy her daily needs. She says that this loan will be used to add more items in her business and the profits anticipated will be used to buy livestock and a garden. She would wish to set up a big shop in the future.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 54
    View loans »
    Rwanda Loans Fundraising
  • $15,328,600
    Funds lent in using Kiva
  • 585.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Esperence to buy more items such as cooking oil, salt, soap, and onions to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 17, 2010
Jan 11, 2011
Currency Exchange Loss:
May 15, 2011