Tek S., 38 years old, owns a small shop located in a parking lot in Banteay Meanchey province, where she sells different soft drinks and exchanges foreign currency. Tek S. runs her business well because she has skills in public relations which she uses with her customers. She typically makes around $8 of profit each day to ensure that her family has a comfortable living. She was married, but she divorced from her husband many years ago. She has one child who drives a motor taxi. Presently, Tek S. wishes to have more funds to buy more drinks for sale and to replace an old motor-bike for her son. This is why she has decided to look for lenders on Kiva.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.