Sok N. is 52 years old, married and devoted to three children; one is single, and the rest two are married, and they are employed as an office staff in the Benteay Meanchey province. Sok N. stays at home to manage the family housework as well as selling some fruit to her villagers for income. Sok N. is married but she is divorced from her husband for many years. Sok N. thinks that it is time to sustain her investment's growth and look for extra revenue, which she proposes to do by selling fruit at the market. She wants to buy a larger quantity of fruit to sell to retailers in the market. To achieve her plan, Sok N. is seeking for a loan to purchase more fruit for selling.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.