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Jose Carlos
José Carlos is a 46 year-old father who lives together with his wife and two children in Las Adelinas sector of Cayaltí district, an agricultural district with considerable commercial activity which is located one hour from the city of Chiclayo.

José Carlos has worked in agriculture for more than ten years. He owns a plot of farmland where he grows a number of crops including rice and corn. Owing to the abundance of irrigation water in the area, these crops are usually planted up to twice a year, unlike in other areas of the region where they are sown only once.

This cereal is widely consumed in the country which means that its cultivation is quite important for feeding Peruvian families. José Carlos depends on this business to cover his family's expenses which is why he always works his hardest in order to succeed in his production. He would currently like to sow his corn crop and would therefore like to prepare his land, applying some nutrients. In order to achieve his goal, he is requesting a loan for 1,500 Peruvian soles through Edpyme Alternativa and their 'Seed Capital' product.

José Carlos will be able to use this loan to get ahead with his rice crop and thereby support his family. For this reason, he is grateful to those who are working with him through Kiva.
View original language description ↓
José Carlos es un padre de familia de 46 años de edad que vive junto a su esposa y a sus dos hijos en el sector Las Adelinas del distrito de Cayaltí, un distrito agrícola de movimiento comercial considerable ubicado a una hora de la ciudad de Chiclayo.

Se dedica a trabajar en labores agrícolas desde hace más de diez años, el cuenta con un terreno de cultivo en el cual suele sembrar diversos cultivos como arroz y maíz, debido a la abundancia de agua para regadíos en la zona, se suele sembrar estos cultivos hasta dos veces por año, a diferencia de otras zonas de la región en las cuales se siembra solo una vez. Este cereal es bastante consumido en el país por lo que su cultivo es bastante importante en la alimentación de las familias peruanas.

José Carlos depende de esta actividad para solventar los gastos de su familia por lo que siempre trata de entregar lo mejor de sí para sacar a su cultivo adelante. Actualmente desea instalar su cultivo de maíz por lo que desea preparar su terreno aplicando algunos nutrientes. Para lograr su objetivo ha creído necesario solicitar a Edpyme Alternativa un crédito de 1500 nuevos soles.

José Carlos ya ha tenido un crédito financiado por el fondo Kiva a través de Edpyme Alternativa y su producto Capital Semilla. En aquella oportunidad el pudo sacar adelante un cultivo de arroz gracias a este préstamo y debido a ello pudo asegurarle a su familia el sustento. Por este motivo se encuentra bastante agradecido con las personas que colaboraron con él a través de Kiva.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $54,567,050
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Jose Carlos to prepare his land, applying some nutrients.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 11, 2010
Listed
Jan 10, 2011
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2011