They met each other through family ties and trade in grains, cereals, condiments and fruits. The women of the Honronya group are on their fifth solidarity loan after having repaid the other four on time.
Saran S. sources her fruits from farmers in Massigui and the surrounding areas. She makes her sales there and in the market on fair days, selling for cash and credit, to customers mostly consisting of retailers.
She plans to make a monthly profit of 30,000 XOF, which she will use to repay the loan, cover healthcare and education expenses. She will reinvest the rest into her business.
Elles se sont connues à travers des liens de parenté et font le commerce des grains de céréales, des condiments et des fruits.
Les femmes du groupe Honronya sont à leur cinquième prêt solidaire après avoir correctement remboursés les quatre premiers.
SARAN S. s’approvisionnera en fruits auprès des paysans producteurs de Massigui et environnants. Elle effectue ses ventes sur place et au marché pendant les jours de foires, en détail, au comptant et à crédit, à une clientèle composée essentiellement de revendeurs.
Elle envisage réaliser un bénéfice moyen mensuel de 30 000F CFA qui sera utilisé pour payer le prêt, prendre en charge les dépenses relatives à la santé, aux frais scolaires et le reste sera réinvesti dans les activités.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid