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Gulmairam's Group
In this Group: Gulmairam , Abdymumun, Feruza, Nurhan
Gulmairam S., 33, resides in Kadamjai. She is the leader of this group. She is divorced, and the single mother of three daughters. All of her daughters attend school. To earn a living, Gulmairam is a commercial agent who sells medicine. She started this business two years ago with the initial investment of 5000 soms, and she now earns 1000 soms per month. With money received from the loan, she wants to purchase kitchen furniture in order to improve the family’s living conditions. In the future she dreams of opening her own pharmacy.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused microfinance Institution in Kyrgyzstan.

MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year.

To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 115
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,213,550
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gulmairam's Group's $550 loan helped a member to purchase kitchen furniture.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 21, 2010
Jan 10, 2011
Currency Exchange Loss:
Nov 15, 2011