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At Yamoransa station near Cape Coast is the well-known chop bar operator Madam Grace C.. She has lots of customers. Her customers are drivers, passengers who use the Accra – Cape Coast highway, and people in and around the Yamoransa area. She is married and has three children aged 22, 12 and 7 years. Her husband is a driver, and he has his own vehicle. Madam C. is a hardworking woman. She has a drinking spot, also. To help the finances of her family, she also sells all kinds of assorted drinks including minerals and some locally-made drinks such as kasapreko, oprim quansah, and schnapps.

One challenge that Madam C. faces is that she always runs out of drinks because she has to make an advance payment before she receives the shipment from her suppliers. Her suppliers include the Coca Cola company of Ghana and the Ghana Breweries.

She is therefore asking for a loan of US $1,000 to enable her to buy more crates of minerals (Malta Guinness, Coca Cola, Fanta, and Sprite) to fill her drinking spot attached to her chop bar.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Grace to buy more crates of minerals (Malta Guinness, Coca Cola, Fanta, and Sprite) to fill her drinking spot attached to her chop bar.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 20, 2007
Dec 6, 2007
Currency Exchange Loss:
Aug 6, 2008