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Rebecca is a married woman who lives in Brgy. 2, Victorias City, Negros Occidental. She earns her living by operating two business ventures: a general store and buying and selling appliances/jewelry. Her husband Efren, who is 58 years old, works as a market supervisor to earn his living and also helps in his wife's business activities. They have three children between 29 to 34 years old who already have families of their own.

Rebecca joined NWTF-Project Dungganon in 2001 because she wanted something better for her family. With the help of her past 22 loans from NWTF-Project Dungganon, Rebecca has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 50,000 helped her earn a monthly income of PHP 40,500, increasing the family's standard of living.

This time, for her 23rd loan, she is borrowing PHP 50,000, which she intends to use to pay for more stock for her rice retail and general store so that she can continue to save up for future expansion and improvement of her business. Rebecca is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed on a member of a community who has earned respect through a lifetime of hard and honest work.
Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1516
    View loans »
    Philippines Loans Fundraising
  • $59,173,600
    Funds lent in using Kiva
  • 44.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Rebecca purchase more stock to sell to customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 10, 2010
Jan 10, 2011
Currency Exchange Loss:
Jul 15, 2011