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Um Vy's Group
In this Group: Um, Mak, Sreng, Mak, Chhun, Chan, Ya, Morn, Meas, Tes, Kroeung, Va, Toem
Mr. Um V., 52 years old, is a construction worker who receives a small salary to support his family. His wife, Mrs. Maen Tha, 50 years old, is a farmer who owns a plot of land upon which she cultivates rice with her husband’s help. This couple has eight children: two are farmers, two are laborers, and the others are students and help their parents on the farm. They live in Stueng village in Kandal province.

Thirteen members are taking on a village bank loan and have selected Um as the village’s bank president. The members of this village hope that they will increase their incomes and so improve their families’ living conditions through these loans.

Mr. Um V. has decided to ask for a loan to buy fertilizer and pesticides and to pay for laborers to plow the farm for cultivation.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 235
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • 4,030.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Um Vy's Group's $1,800 loan helped a member to buy fertilizer and pesticides and to pay for laborers to plow the farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2010
Jan 9, 2011
Currency Exchange Loss:
Feb 1, 2012