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María Monserrate
The 100% Charapote Communal Bank meets in the city of Charapoto every two weeks. This place is known for its traditional culture. It is also known for being a few minutes from two of the best beaches, San Jacinto and San Clemente, in the province.

This is where we find María. She is 27 years old, single, and lives in her relatives’ house. This is her third cycle in the communal bank. She likes it because the interest is lower than it is with other banks.

She works as a domestic employee, and she also has a business with her brother. They sell chemical products and agricultural supplies like seeds and fertilizers. They work every day from 8:00 a.m. until 6:00 p.m. On Saturdays and Sundays they work until midday. Fertilizers and seeds are what are sold the most. They get their products from chemical laboratories in Guayaquil.

This loan is to buy seeds, fertilizers, chemicals and other things. Her dream is to have her own house.
View original language description ↓
En la ciudad de Charapoto se reúne cada quince días el Banco Comunal 100% Charapoto. Esta localidad se conoce por su cultura tradicional y además por estar a pocos minutos de dos de las mejores playas de la provincia como son San Jacinto y San Clemente.

En este lugar conocimos a María, ella tiene 27 años está soltera y vive en casa de familiares. Este es el tercer ciclo en el Banco Comunal y le gusta porque los intereses son más bajos que la de los bancos.

Trabaja en el arreglo de una casa y además tiene un negocio en sociedad con un hermano en el cual venden productos químicos, insumos agrícolas así como también semillas y fertilizantes, trabajan todos los días desde las 8h00 hasta las 18h00 y los sabados y domingos hasta el medio dia. En los actuales momentos lo que más se vende son los fertilizantes y las semillas. Los productos los reciben de laboratorios químicos desde Guayaquil.

Este crédito es para comprar semillas, fertilizantes, químicos y otros. Sus sueños son tener su casa propia.

About Ecuador

  • $10,200
    Average annual income
  • 32
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped María Monserrate to buy chemical products, seeds, and fertilizers, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 22, 2010
Listed
Jan 9, 2011
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2011