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Ana Maribel
The "100% Charapote" Communal Bank meets in the city of Charapoto every two weeks. This place is known for its traditional culture. It is also known for being a few minutes from two of the best beaches, San Jacinto and San Clemente, in the province.

This is where we find Ana. She is 27 years old and in a common-law marriage. She has a seven year old child who goes to school. She is now pregnant with her second child. Her husband is a driver for an interprovincial transportation cooperative. She was born in El Carmen, but she came to Charapoto years ago.

She sells products for the home. She sells things like irons, mattresses, beds, and blenders, among others. She also sells Yanbal products (beauty products, cosmetics, perfume, and women’s accessories). She works three days a week. She leaves her products on credit, and she collects each week or every two weeks according to what her customers want. She gets her products from a distributor. She now wants to start selling shoes by catalog.

She will use this loan to buy perfumes, creams, cosmetics, and shoes. She plans to sell these products in order to increase her business. She has been in the communal bank from the beginning. She likes it because the payments are easy to make.

Her dream is to have a stable business.
View original language description ↓
En la ciudad de Charapoto se reúne cada quince días el Banco Comunal 100% Charapoto. Esta localidad se conoce por su cultura tradicional y además por estar a pocos minutos de dos de las mejores playas de la provincia como son San Jacinto y San Clemente.

En este lugar encontramos a la señora Ana, tiene 27 años de edad y mantiene una relación de unión libre de la cual tiene un hijo de 7 años el mismo que estudia en escuela, en la actualidad está embarazada de su segundo hijo. El marido es chofer de cooperativa de transporte interprovincial. Ella es nacida en El Carmen pero hace años se vino a Charapoto.

Se dedica al comercio vende productos para el hogar como planchas, colchones, camas, licuadoras entre otras, también vende productos de Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana, deja sus productos a crédito y cobra cada semana o cada quince de acuerdo a lo que quieran sus clientes. Sus productos los recibe en una distribuidora. En estos momentos quiere comenzar con venta de zapatos por catalogo.

Este crédito es para comprar perfumes, cremas, cosméticos y zapatos ya que espera vender estos productos para incrementar su negocio. Está en el Banco Comunal desde el principio y le gusta porque los pagos son fáciles de hacer. Sus sueños son tener un negocio estable.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Ana Maribel to buy perfumes, creams, cosmetics, and shoes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 22, 2010
Listed
Jan 9, 2011
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2011