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Twekembe Kikooza Group-Mukono
In this Group: Joyce, Florence, Sarah, Jane, Sarah, Norah, Agness, Norah, Betty, Gladys*, Getrude, Mary, Robinah, Madalena*, Robinah*
* not pictured
Joyce N., 46, is happily married with six children who all go to school.

She has been working in the rather lucrative charcoal sales business in and around Mukono town for the last decade. Charcoal is used by many households, not only in Mukono but all over Uganda, for cooking purposes.

Joyce began this business under the auspices of her husband, who she says is a good-humored gentleman who has given her the latitude to freely go about her business, even if it means traveling long distances to sell her bags of charcoal.

Joyce says what motivated her to work in this business were the high profits she was seeing her close friends making out of selling charcoal. Her profits total up to 80000 shillings a week.

With this loan, Joyce says she is looking forward to purchasing more bags of charcoal to resell. She belongs to Twekembe Kikooza group-Mukono.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 211
    View loans »
    Uganda Loans Fundraising
  • $31,442,275
    Funds lent in using Kiva
  • 2,328.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Twekembe Kikooza Group-Mukono's $4,000 loan helped a member to purchase more bags of charcoal to resell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 30, 2010
Jan 7, 2011
Currency Exchange Loss:
Aug 17, 2011