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Margarita Cecilia
The Por Un Nuevo Amanecer (For A New Dawn) Community Bank meets every 15 days in the village of Montecristi, which is known for its rich precolonial culture and its handicrafts recognized on a national and international level. It's also famous for its Panama hats. It is here we find Margarita, a 38-year-old married mother of three children, ages 16, 9 and 8, who are all in school. Her husband is a locksmith. Margarita works as a teacher at a local school, but she also has a small sewing shop where for many years she has made a living sewing all kinds of clothing. She works based on orders from individuals who require her services. She works every day from 6 a.m. until 10 p.m., sometimes even later when she has orders to fulfill. She plans to use this loan to purchase fabric and other sewing supplies. She has had 14 loans with this community bank, and she likes it because the credits are quick without much paperwork. Her dream is to have a bigger sewing shop as well as a warehouse in the city center where she could sell her items.
View original language description ↓
EL Banco Comunal Por Un Nuevo Amanecer se reúne cada quince días en el Cantón Montecristi , conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar encontramos a la señora Margarita. Tiene 38 años de edad, está casada y de esta relación tienen tres hijos de 16, 9 y 8 años los mismos que estudian en colegio y escuela. Su esposo es cerrajero.

Ella trabaja de maestra por contrato en una escuela de la localidad, pero además tiene un pequeño taller de costura donde desde hace muchos años se dedica a coser todo tipo de ropa, trabaja a base de pedidos de personas particulares que requieren de sus servicios. Trabaja todos los días desde las 6am hasta las 22h00 y a veces hasta más tarde cuando tiene pedidos que entregar.

Este nuevo crédito lo va utilizar en comprar telas y otros materiales para la costura. Está en el Banco Comunal hace ya 14 ciclos y le gusta porque los créditos son rápidos sin tantos papeles. Sus sueños son tener un taller más grande y un almacén en el centro de la ciudad donde también pueda vender sus obras.

About Ecuador

  • $10,200
    Average annual income
  • 13
    View loans »
    Ecuador Loans Fundraising
  • $22,842,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Margarita Cecilia purchase fabrics, thread, buttons, zippers, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 17, 2010
Listed
Jan 6, 2011
Currency Exchange Loss:
N/A
Ended:
May 15, 2011