Señor De La Agonia-Taray Group
The business activities of some of the members are, for example: craft sales, buying and selling livestock, the sale of chicha drink, raising and selling guinea pigs, hardware store, produce sales, and general store.
Fernanda is 43 years old and she has three children. Fernanda has a restaurant. It has been many years since she first opened the small restaurant from where she sells breakfasts. She used her own savings to set up the restaurant. She serves approximately 20 clients every day.
Fernanda requests a loan in the amount of 1,500 nuevos soles. Her restaurant is only modestly equipped with only the most basic inventory and she would like to use the loan to purchase more soft drinks, rice, sugar, and various other types of inventory.
Margarita is a member who is not shown in the photograph and the community bank is in unanimous agreement to exempt her from participating in this loan.
Las actividades económicas D. algunos D. los socios a las que se dedican son por ejemplo, venta D. artesanía, venta y compra D. ganado, venta D. chicha, crianza D. cuyes, venta D. artículos D. ferretería, venta D. verduras, y venta D. abarrotes.
Fernanda, tiene 43 años y tiene tres hijos. Su actividad económica principal D. Fernanda es la venta D. comida. Ya son varios años que abrió un pequeño restaurante en su domicilio donD. sirve almuerzo. Utilizo sus ahorros para implementar el restaurante, donD. aproximadamente atienD. a más 20 D. clientes todos los días.
Con su próximo préstamo, Fernanda que espera recibir D. S/. 1,500 nuevos soles. Por el momento, su restaurante esta modestamente equipado con las necesidades más básicas pero le gustaría emplear el dinero D. este préstamo para comprar más gaseosas, arroz, azúcar y muchas cosas más.
La socia margarita no está en la fotografía por que tiene permiso D. la junta directiva del banco comunal y no esta presente en el desembolso.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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