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María Esther
María Esther is a 37 year-old mother who lives with her huband and child in El Sandial, a small, rural village in Pítipo district. Pítipo district is an agricultural district in Ferreñafe province, one and a half hours from the city of Chiclayo.

María Esther has been raising animals at home for four years. When they have reached a good level of development, she offers them for sale to her neighbors and the traders who always visit her area. She feeds her animals with concentrated animal feed and fodder which her husband grows. In this way, she guarantees the rapid growth of her animals and is better able to sell them and make more profit.

María Esther started out selling small animals and currently, with the profits from her business and the support offered her by a seed money loan financed by Kiva, she was able to acquire two heads of cattle whose milk she sells to a trader in the area. She would currently like to continue growing as a businesswoman, acquiring another cow. For this reason, she is requesting a loan for 1,000 Peruvian soles from Edpyme Alternativa with which she hopes to achieve her goal.

María Esther is very grateful to the people who work together with her through Kiva. Thanks to her last loan, she was able to get ahead in her business and make a little more progress in it.
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María Esther es una madre de familia de 37 años de edad que vive junto a su esposo y a su hijo en el sector El Sandial, una centro poblado rural del distrito de Pítipo, un distrito agrícola de la provincia de Ferreñafe, se encuentra ubicado a hora y media de la ciudad de Chiclayo.

Se dedica a la crianza de animales menores desde hace cuatro años en su domicilio, cuando estos ya han alcanzado un buen nivel de desarrollo los ofrece en venta a sus vecinos y a los negociantes que siempre visitan el lugar en donde vive. Ella alimenta a sus animales con alimento concentrado y forraje, el cual es sembrado por su esposo de este modo garantizan el rápido crecimiento de sus animales, lo que les permite comercializarlos de mejor manera y percibir mayores ganancias.

María Esther empezó vendiendo animales menores y actualmente, con las ganancias de su negocio y con el apoyo brindado por un préstamo Capital Semilla financiado por Kiva, pudo adquirir dos cabezas de ganado vacuno, de las cuales comercializa la leche que produce con un acopiador de la zona. Actualmente ella desea seguir creciendo como empresaria adquiriedo otra vaca, por lo que se ha visto en la necesidad de solicitar a Edpyme Alternativa un crédito de 1000 nuevos soles con los que espera lograr su objetivo.

María Esther se encuentra muy agradecida con las personas que colaboraron con ella a través del fondo Kiva. Gracias al préstamo en aquella oportunidad ella pudo sacar adelante su negocio e implementarlo un poco más.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped María Esther to buy a cow.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 6, 2010
Listed
Jan 9, 2011
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2011