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Maribel
Maribel is part of the communal bank, “Confiando en Ti,” in the city of Chillán. She rents a kiosk, close to the center of the city, from which she has sold newspapers and candies for 4 months. Her hours of work are Monday to Saturday from 8:30 to 5:30. Before renting the kiosk, she would sell home items from the streets.


With this loan, she will buy merchandise, as stated, newspapers and candies.


She lives with her husband and their 2 children, 14 and 4 years old.


Her dream is to have her own kiosk.


The loans from Fondo Esperanza have served Maribel well to maintain her business. Also, she is grateful since, due to the earthquake from the previous 27th of February, she lost her home and business but through Fondo Esperanza she obtained a hut, where she has made expansions and lives today.


Chillán is a municipality of the South central area of Chile. It’s name means “Seat of the sun” in mapudungun, the language of our indigenous Mapuches. Chillán is known as the “Cradle of the homeland” or the “Land of Artists,” because the city has given birth to distinguished people in the history of Chile, such as the well-known pianist Claudio Arrau.

View original language description ↓
Maribel forma parte del banco comunal “Confiando en Ti”, perteneciente a la ciudad Chillán. Ella arrienda un kiosco, cerca del centro de la ciudad, en donde vende diarios y confites desde hace 4 meses. Sus horarios de trabajo son de lunes a sábado, de 8:30 hrs. A 17:30 hrs. Antes del arrendar el kiosco, vendía artículos de hogar de manera ambulante.
Con este préstamo comprará mercadería, es decir, diarios y confites.
Vive con su esposo y sus 2 hijos, de 14 y 4 años.
Su sueño es tener un kiosco propio.
A Maribel le han servido mucho los préstamos de Fondo Esperanza, para mantener su negocio. También está muy agradecida ya que, debido al terremoto del pasado 27 de febrero perdió su casa y su negocio, y por medio de Fondo Esperanza obtuvo una mediagua, en donde ha hecho ampliaciones y vive todavía.
Chillán es una comuna de la zona centro sur de Chile. Su nombre significa “silla del sol” en mapudungun, idioma de nuestros indígenas mapuches. Chillán es conocida como “Cuna de la Patria” o “Tierra de Artistas”, debido a que en la ciudad han nacido destacados personajes de la historia de Chile, como por ejemplo el conocido pianista Claudio Arrau.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $19,100
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,637,700
    Funds lent in using Kiva
  • 487.6
    Chile Pesos (CLP) = $1 USD