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Tesmilda Elizabeth
Tesmilda Elizabeth is 31 years old and separated. She has two children ( four and 13 years old). She is pregnant with her third child. She lives in the southeastern part of Guayaquil, an area called Fortin, known for having mostly dirt roads and houses made of cane.

Tesmilda Elizabeth runs a pharmacy and also offers telephone services. She invested her savings in medicine and started the pharmacy because she likes this type of work. She opens her pharmacy every day at 7 am.

Tesmilda Elizabeth plans to use her $1,000 loan to buy more medicine. She sells the medicine for twice the price she buys it for. In the future, she hopes to open a cyber café for her daughter and to expand her pharmacy.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,293,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Tesmilda Elizabeth to buy medicine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2010
Jan 5, 2011
Currency Exchange Loss:
Jan 15, 2012