Sorn T. and her granddaughter are pictured in the photograph. Sorn T. is a widow who operates a farming business. Sorn T. was married, but her husband died several years ago. She has three children: one is married and lives away from home, and the other two are single. Sorn T. depends on one son who works as a horse cart driver. He always uses his horse cart as the main vehicle for picking up both his customers and the many items for earning his daily income. Recently, Sorn T.’s son has been facing difficulties transporting his customers, because his horse cart is slow and that affects how he can satisfy the needs of his customers. Sorn T. really wants to help her son but she doesn’t have sufficient money to make it possible. To solve this problem, Sorn T. decided to request a loan for her son to add to her savings so that she can buy a motorcycle. This motorcycle will be connected with the existing horse cart so that her son can provide faster transportation and meet his clients’ needs.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.